🛍️ LIYA’S × Atome 0% Interest Installment Plan

Shop now, pay later! LIYA’S partners with Atome Malaysia to offer 0% interest 3-month installment payments for our Malaysian customers — shop with ease and enjoy right away.

🔓 How to Use Atome Installment?

Select “Atome” as your payment method at LIYA’S checkout
Log in / sign up for an Atome account
Once approved in real-time
Your payment will be automatically split into 3 parts:
- 1st payment: Pay immediately
- 2nd payment: Auto-charged next month
- 3rd payment: Auto-charged the following month

No interest, no admin fee, no hidden charges — guaranteed!

✅ Who is Eligible?

Only available for Malaysian customers
Must be 18 years or older
Must have a valid credit or debit card (Visa / MasterCard)

💡 Example:

If your order total is RM189:

Pay RM63 now
Pay RM63 next month
Pay RM63 the following month

That’s it — 0% interest with no extra fees!

📌 Important Notes:

Installment approval & service are provided by Atome Malaysia
LIYA’S only provides the payment gateway, we are not part of the approval process
Not applicable for Singapore or international orders
Minimum order amount required to qualify for Atome may apply

👉 Visit the official website: www.atome.my

Download Atome App to enjoy 0% installment now! First-time users get RM15 OFF!

⚠️ Please download the Atome app, register, and link your IC + credit/debit card before payment

【Watch this tutorial video for step-by-step guide】

❓ Frequently Asked Questions

Can I use a debit card with Atome?

Yes! Both debit and credit cards are accepted for Atome’s “Buy Now, Pay Later” service — making it easier and more flexible for everyone.

Does it cost anything to use “Buy Now, Pay Later” on Atome?

Nope! As long as you pay on time, there are no hidden fees or interest for using the service.

What happens if I miss a payment?

If you miss a payment, you’ll be charged a RM50 admin fee the next day. An additional RM25 fee applies if unpaid after 7 days. Your account may also be frozen until the balance is settled.

Am I eligible to use Atome?

To be eligible, you must:

Be 18 years or older
Have a valid Malaysian IC
Register an active mobile number under your name
Have a valid credit or debit card

Where can I learn more about Atome?

Visit www.atome.my for more info or email support@atome.my